Workers' compensation
Covers medical care and wage replacement when an employee is injured at work. California requires it for most employers with employees.
What it can cover
- Medical treatment for a work injury
- Wage replacement benefits set by California law
Who asks about it
- Employers with one or more employees
Questions
I am the only owner and I have no employees. Do I need this?
Often no, but some owners elect coverage. Tell us how the business is set up and we will say which rule applies.