Home insurance
Coverage for the house you own, the things in it, and your liability if someone is hurt there.
What it can cover
- The dwelling and other structures
- Personal property
- Loss of use if you cannot stay in the home
- Personal liability and medical payments to others
Who asks about it
- Homeowners in San Jose and nearby cities
- Condo owners who need walls-in coverage plus liability
- Owners shopping a renewal or a new purchase
Questions
Does a home policy include earthquake or flood?
Usually no. Those are separate policies. See Earthquake and flood.
I rent. Is this the right page?
Renters insurance is the policy for an apartment or a rented house.