Renters insurance
Covers your belongings and your liability when you rent an apartment or a house. The building itself stays with the landlord's policy.
What it can cover
- Personal property
- Liability if someone is injured in your rental
- Additional living expenses if a covered loss makes the unit unlivable
Who asks about it
- Apartment and house renters
- People whose lease asks for proof of renters insurance
Questions
Does my landlord's policy cover my furniture?
No. A landlord policy covers the building, not your belongings.