Umbrella insurance
Extra liability that sits on top of your auto and home or renters limits.
What it can cover
- Higher liability limits after the underlying policy is used up
- Some claims that the underlying policy does not cover, depending on the form
Who asks about it
- Households that want more liability protection than an auto or home policy includes
Questions
Can I buy an umbrella by itself?
Carriers usually require an underlying auto and home or renters policy first. We will tell you what those limits need to be.